Savvy saving in a post-lockdown world
Now that we’re all heading out and about again, it’s even more important to keep an eye on our finances. After a year free from commuting, with shops and restaurants closed, it could be all too easy to start flashing the cash.
So here are some tips to help you stay on track…
Keep to a budget
Apps like Money Dashboard and Emma are a great way to help you budget. But even if you’re budgeting with a pen and paper, don’t forget to factor in some treats – it’s been a tough year after all. And if you’ve set aside the money, you won’t have to worry about breaking the bank.
Try a coffee subscription
Did you know you can get a coffee subscription at Pret a Manger? Sign up to enjoy endless organic coffees (and teas, frappes, hot chocolates...) for £20 a month, and your first month FREE. You can cancel the subscription anytime, so just like with SMARTY, you’re not tied down.
Set up a savings pot
Another great way to start saving is to set up a ‘pot’ – you can do this via your bank account, or using apps like Moneybox or Yolt. Choose from a range of savings and investment accounts to put something aside for your future.
Go on a picnic
We get it, there’s no way you’re not going out now that you can. But how about saving a few pennies by arranging a picnic rather than eating out at a restaurant every time. You can still meet up with friends, plus you get to make the most of the summer sun.
Now that we’re soon to be heading back to the office, you might want to think about getting a travelcard. It’s much cheaper than buying a ticket every day and you’ll save you a lot of money in the long run.
Ok, so we’ll let you off on the coffee subscription. But do you really need Netflix, Disney+, Amazon Prime and Sky Movies and Sport? You’re gonna be spending so much time out and about enjoying your new freedom, you could consider cutting back – especially for the services that offer monthly rolling contracts.
Find the best deals
Now is a great time to support local independent restaurants and bars, but if you’d prefer to go to a chain, why not see if there are any deals out there? Try MoneySavingExpert to see what you could save on a range of different things.
Ask the experts
Back in February, we got Consumer Champion Anna Richardson to share some super-savvy saving tips to see you through lockdown. A lot (if not all) of that advice is still really useful, even though we are coming towards the end of restrictions, so it may be well worth taking another look.
Don’t forget that you can make great savings on your mobile with SMARTY. Change your plan every month to get data tailored to your needs. If you cut back while in lockdown, how about switching it up to our amazing 30GB for £10 plan. It’s perfect for staying connected while you’re out and about.
So there you have it, you can still save heaps of money if you put your mind to it. And with commuting and shopping back on the table, this article may have come just in time.
- SMARTY Team
- May 11th, 2021