No credit check on our best SIM-only monthly plans
SIM-only phone contracts from £6 per month. No credit checks and discounts on unused data.
Simple SIM-only contracts. No credit checks.
SIM-only contracts with no credit checks? That’s SMARTY
SMARTY is the SIM-only mobile network that’s built for flexibility.
We’ve made it easy for anyone to get a SIM-only contract for their phone without a credit check. Our rolling monthly plans start from £6, and come with unlimited UK standard texts and calls as standard. Plus you’re free to pause or cancel at any time. No commitment, no hassle. Just simple, honest mobile.
Benefits of a monthly SIM-only contract with SMARTY
No credit check
Save on unused data
No minimum contract
All the data you need for less
Data discount plans
Get money back for unused data
All plans include
1 month plan, cancel anytime
Unlimited calls & texts
Unrestricted tethering in the UK
No credit check
Fast 4G & 3G data
No speed caps
All plans include WiFi Calling to supercharge your signal
Can I get a SMARTY SIM with bad credit?
Yes. We believe anyone should be entitled to mobile with no credit check. Because you pay upfront, we don’t need to know your credit history. And unlike the usual contract SIM deals for bad credit, we don’t tie you in or overcharge you for extra data.
Unlimited UK standard calls and texts
A bad credit rating shouldn’t hold you back. With SMARTY, you can enjoy the best bits of a pay-monthly plan and call your friends and family as much as you want.
Get money off data you don’t use
With SMARTY, you get credit for any data you don’t use in your data discount plan. We believe this makes us one of the fairest deals around for SIM-only contracts. How does it work?
£5 is the base monthly rate included in the price for all data discount plans, offering unlimited standard UK texts and calls. The rest is for data.
At the end of each month, we take any unused data you have and discount your next month’s plan - at the standard rate of £1 per GB, the same price it’s charged at.
For example, if you’ve got 3GB of unused data, you’ll get £3 off your next month’s plan. We even calculate using remaining MBs, not GBs.
This means you only ever pay for what you need.
Extra data at fair prices
Add-ons that don’t cost the earth
You never know how much data you’re going to need. If you run out of data during the month, extra data will cost just £1 per GB.
Our data add-ons never expire, as long as you have a live, current SIM-only plan.
The flexibility of pay as you go. The benefits of a monthly contract.
Because your SIM is paid for in advance, you can enjoy your data allowance without worrying about an unexpected bill – just like regular contract deals.
But you also have the same peace of mind you get with pay as you go – no minimum term contract, the freedom to cancel at any time, and the flexibility to add more data whenever you need it.
Epic 4G coverage
We’re powered by the expansive Three network, which means fast 4G or 3G for 99.5% of the UK population (outdoor).
SMARTY connects to 4G and 3G network wherever it can. SMARTY is not compatible with 2G handsets.
Simply contact your previous network provider or text 'PAC' to 65075 to get a code valid for 30 days. This won’t disrupt your service. We’ll walk you through steps to enter this code to transfer the phone number you want to keep.
If you run out of data, data add-ons are £1 per GB - the same as it costs on our Data discount plans. To call an 084 or 087 number you can add an “Out of plan” add-on in £5 increments. Add-ons don’t expire.
No. Only Data Discount plans get money back for unused data. Look for the “Money back” icon on Data Discount plans.
The SMARTY team are available to chat online 8am to 9pm, 7 days a week (excluding Christmas and New Year’s Day Bank Holidays). To contact us click the little green icon in the bottom-right to start or go to the contact us page for further information.
You can now use SMARTY to make calls to other countries from the UK. International calls and texts are taken from your “Out of plan” add-ons.
You can now use your SMARTY plan abroad. In the EU it works like normal up to 20GB. Outside the EU, or to call internationally, you need to add an “Out of plan” add-on.
When you refer friends to SMARTY, you and your friend can each get a free month. After signing up and activating your plan, refer as many friends as you like by sharing your unique referral link - you'll find this in your dashboard. Once they’ve been active for 14 days, you’ll both get email notifications to let you know you have a free month ready to go.
Everything you need to know about our: prices, discounts, offers and add-ons if you’re a customer of ours.