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No credit check on our best SIM-only monthly plans

  • No credit checks

  • No lengthy contract

  • No need to change your number

View our plans
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Simple SIM-only contracts.
No credit checks.

You can call it the No credit check SIM, the bad credit SIM, the no contract SIM. Whatever you want to call it, it’s SMARTY.

We’ve made it easy for anyone to get a SIM-only contract for their phone without a credit check. Our rolling monthly plans start from £6, and come with unlimited UK standard texts and calls as standard. Plus you’re free to pause or cancel at any time. No commitment, no hassle. Just simple, honest mobile.

All the data you need for less

Data discount plans

Get money back for unused data

All plans include

  • 1 month plan, cancel anytime

  • Unlimited calls & texts

  • Unrestricted tethering in the UK

  • No credit check

  • Fast 4G & 3G data

  • No speed caps

All plans include WiFi Calling to supercharge your signal

Can I get a SMARTY SIM with bad credit?

Yes. We believe anyone should be entitled to mobile with no credit check. Because you pay upfront, we don’t need to know your credit history. And unlike the usual contract SIM deals for bad credit, we don’t tie you in or overcharge you for extra data.

Unlimited UK standard calls and texts

A bad credit rating shouldn’t hold you back. With SMARTY, you can enjoy the best bits of a pay-monthly plan and call your friends and family as much as you want.

Extra data at fair prices

Add-ons that don’t cost the earth.

You never know how much data you’re going to need. If you run out of data during the month, extra data will cost just £1 per GB.

Our data add-ons never expire, as long as you have a live, current SIM-only plan.

The flexibility of pay as you go. The benefits of a monthly contract.

Because your SIM is paid for in advance, you can enjoy your data allowance without worrying about an unexpected bill – just like regular contract deals.

But you also have the same peace of mind you get with pay as you go - no minimum term contract, the freedom to cancel at any time, and the flexibility to add more data whenever you need it.

FAQs

Have more questions?