Payment power to the people

New year, new start – that’s what they say. But after the splurge of Christmas, money can be tight.

Luckily, some companies make spending with them a little easier. You don’t have to get tied into a contract to enjoy something new… heck, even if there is a contract, some companies let you set up payment schedules to help spread the load. So, what are you waiting for?

Here are some great companies who give payment power back to the customer, from fun new hobbies to everyday essentials…

Something fun to kick start the new year:

Brain Training

Keep your mind active with daily games that challenge your memory, attention, language and problem-solving skills. With the Mind Pal app you can pay monthly and cancel anytime if you feel you’re not using it as much as you thought you would (or if you get too good).

Design software

For budding artists or established designers, the Adobe Suite is a must have. And whilst you’re still required to sign up to a contract, you can spread the payments into monthly sums. Get the entire Suite of programs for just under £50 a month. Or, if you’re likely to only use one or two, pay for them individually e.g. Photoshop for £9.98 a month. If you just want to try it out, there’s also a 30-day free trial.

Something to help you stay on top of current events:

Online news and magazines

Subscribe to Press Reader for just £27.49 a month and get access to over 7,000 publications from around the world including The Guardian, Vogue, Forbes and GQ. Plus, you can cancel anytime. But, if you don’t want to part with any cash just yet, you can still get 100+ newspapers and 50+ magazines for free, with a trial available for Premium.

Something for everyday convenience…

Car insurance

If you don’t drive a lot, By Miles allows you to pay for you premium monthly, based on the number of miles you drive. There is a one-off fee to cover you for when your car is parked, but overall, it’s a more affordable option than regular car insurance for those who don’t drive much.

Underwear subscription

Shopping for underwear can be a bit of a chore, but no one likes holey pants. Make your shop more fun with these no-contract companies who’ll send you a new pair every month. Check out the options for men and women.

Sustainable toilet paper subscription

Toilet paper is something we use every day, then flush away. So why not choose a brand that’s both recycled, eco-friendly and delivered to your door. Who Gives a Crap also lets you choose how often you’d like it delivered based on the number of people in your house.

Razor subscription

Don’t risk using an old razor that’ll cause irritation. Get all your shaving essentials delivered to your door. You can choose how frequently you want them delivered, pay as you go and cancel at any time. Choose from Estrid, Cornerstone or Dollar Shave Club.

Mobile SIM plans

A great value SMARTY SIM comes with no contract so you can swap plans or cancel anytime. Choose from 4GB to Unlimited data and enjoy unlimited calls and texts as standard.

So, as you can see, savvy shopping is easy when you know where to look. You can save the pennies and still enjoy all the things that matter.


  • SMARTY Team
  • January 10th, 2022